Q: What do you think is the most critical step to ensuring financial independence?Ī: The most important thing is to set smart goals that are measurable and attainable and to execute them every single month. I like to make personal finance rewarding by building in flexibility. With the remaining amount of money you can do whatever you want. I treat those as bills so that it becomes a habit. Q: If you could give advice to your 18 year old self about managing your money, what would you tell yourself and why?Ī: I always pay myself first: I automize my savings and my investments. It was difficult to be the first one in my family and in my community to learn about personal finance, especially through trial and error. It is a nationwide, and possibly even worldwide problem.
There is a huge lack of financial literacy. I think it is a national problem, even in middle class communities. A lot of people ask me if I think that a lack of financial literacy is a problem specifically in low income communities and my answer is no. One of the challenges was not being taught financial literacy. Q: What challenges have you faced with personal finance?Ī: I have faced a lot of challenges and that is why I am doing the work that I am. My goal is to coach women, people of color, and first-generation people to help them get a hold of their finances and build wealth. I am also a money coach and started a personal finance page on Instagram in May 2020.
I was born and raised here and I love teaching the kids who are growing up in the same community that I did.
Automize bill full#
A: I work full time as an eighth grade science teacher in South Central LA.
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